Home Loan

Home Loan - Rate

Buying a home someday is a dream most of us cherish. We, in fact, save money for years to fulfil one of the most cherished goals of the life: to buy a home. We after all understand the huge significance and value of a home. We know life’s true essences are only realized when we own a home. We know the edifice of a peaceful and prosperous life is laid here itself.
We need a home to dream more dreams. But, at the same time, we understand that it’s not that simple to buy a home. We know prices have skyrocketed and our years of savings are not sufficient for that. Thanks god there is home loan, else we would never have even thought of buying a home, let alone actually planning for it! Without the support of banks and lending institutions, most of us would never be able to own a home.
So, we can plan a home loan, set our own budget, decide on a flexible repayment plan and negotiate easy terms. We can choose from a variety of home loan options based on their interest rates and other buyers-friendly features. We can avail home loans based on our existing financial capability or worth and repay it over a period of time.
So, the time has come to take that giant step forward the avail the best home loan to fulfil your goals. To select the best available home loan in the market, do visit MyLoanBazar.com and compare products from different banks and institutions. Be it your budget, your monthly repaying ability, loan term, interest rates etc., get total information of different home loans and select the best one for yourself. ‚Äč

Bank Name Interest Type Loan Amount Tenure Period
5 Yrs 10 Yrs 15 Yrs 20 Yrs 25 Yrs
LTV Process Fee
26 Results Found
BAJAJ FINSERV FLOATING Loan Amount Tenure Period
9.5% 9.5% 9.5% 9.5% N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 1% OF LOAN AMOUNT
INDIA INFOLINE FLOATING   Tenure Period
9.55% TO 10.5% 9.55% TO 10.5% 9.55% TO 10.5% 9.55% TO 10.5% N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 1.5% OF LOAN AMOUNT
RELIGARE HOUSING DEVELOPMENT FINANCE CORPORATION FLOATING  
13% TO 14% (AS PER PROFILE) 13% TO 14% (AS PER PROFILE) 13% TO 14% (AS PER PROFILE) 13% TO 14% (AS PER PROFILE) N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 2% OF LOAN AMOUNT
RATNAKAR BANK FLOATING  
11.9% 11.9% 11.9% 11.9% N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 1% OF LOAN AMOUNT
RELIANCE CAPITAL FLOATING  
10% -10.25% (AS PER PROFILE) 10% -10.25% (AS PER PROFILE) 10% -10.25% (AS PER PROFILE) 10% -10.25% (AS PER PROFILE) N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 0.75% OF LOAN AMOUNT
INDUSIND BANK FLOATING  
9.5% 9.5% 9.5% 9.5% N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 1% OF LOAN AMOUNT
HSBC BANK FLOATING  
9.35%-9.45%(SALARIED & SELF EMPLOYED) 9.35%-9.45%(SALARIED & SELF EMPLOYED) 9.35%-9.45%(SALARIED & SELF EMPLOYED) 9.35%-9.45%(SALARIED & SELF EMPLOYED) N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 1% OF THE LOAN AMOUNT APPLIED FOR, SUBJECT TO A MINIMUM OF RS 10000 PLUS SERVICE TAX. THIS FEE IS PAYABLE ON APPLICATION AND IS NOT REFUNDABLE
LIC HOUSING FLOATING  
9.15%-9.60 (FIXED FOR 2 YRS) 9.15%-9.60 (FIXED FOR 2 YRS) 9.15%-9.60 (FIXED FOR 2 YRS) 9.15%-9.60 (FIXED FOR 2 YRS) N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 1% OF THE LOAN AMOUNT APPLIED FOR, SUBJECT TO A MINIMUM OF RS 10000 PLUS SERVICE TAX. THIS FEE IS PAYABLE ON APPLICATION AND IS NOT REFUNDABLE
AXIS ASHA HOME LOAN FLOATING  
9.15%-9.25% (SALARIED), 10.35% (SELF EMPLOYED) 9.15%-9.25% (SALARIED), 10.35% (SELF EMPLOYED) 9.15%-9.25% (SALARIED), 10.35% (SELF EMPLOYED) NA N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) UPTO 0.5% OF THE LOAN AMOUNT SUBJECT TO MINIMUM OF RS.25,000/-
IDBI FLOATING  
9.30%-9.35% 9.30%-9.35% 9.30%-9.35% 9.30%-9.35% N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) NIL
PNB HOUSING FINANCE FLOATING  
9.30%-9.75% 9.30%-9.75% 9.30%-9.75% 9.30%-9.75% N.A.
90 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 0.25%-0.50% OF LOAN AMOUNT
INGVYSYA FLOATING  
9.85%(female)- 9.90%(other) 9.85%(female)- 9.90%(other) 9.90% - 9.90% 10.75% - 11.25% N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 0.50% OF THE LOAN AMOUNT
STANDARD CHARTERED BANK FLOATING  
9.35% 9.35% 9.35% 9.35% N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 0.5%-1.50% + SERVICE TAX
CITI BANK FLOATING  
9.30% 9.30% 9.30% 9.30% N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 5000/- (FOR SALARIED) 0.50% (FOR SELF EMPLOYED)
DEUTSCHE BANK FLOATING  
9.75% 9.75% 9.75% 9.75% N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 1% OF LOAN AMOUNT + SERVICE TAX
DHFL FLOATING  
9.35% (FOR SALARIED), 10.25% (FOR SEMP) 9.35% (FOR SALARIED), 10.25% (FOR SEMP) 9.35% (FOR SALARIED), 10.25% (FOR SEMP) 9.35% (FOR SALARIED), 10.25% (FOR SEMP) N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 1% or 1.5%+ST(upto 30 lacs), 10000+ST(30-75lacs), 20000+ST(above 75 llacs)- tenure upto-30 years
INDIA BULLS FLOATING  
9.15%-9.20% 9.15%-9.20% 9.15%-9.20% 9.15%-9.20% N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 7500+Ser. Tax (upto 28 lacs), 10000+Ser. Tax (28 lacs to 1.5 cr.), 25000+Ser. Tax (1.5 cr. to 3 cr.), 0.5% of loan amount (above 3 cr.)
KOTAK BANK FLOATING  
9.30%-9.35% (AS PER PROFILE) 9.30%-9.35% (AS PER PROFILE) 9.30%-9.35% (AS PER PROFILE) 9.30%-9.35% (AS PER PROFILE) N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) UP TO 1.25% OF LOAN AMOUNT + SERVICE TAX
DENA BANK FLOATING  
9.40%-9.65% 9.40%-9.65% 9.40%-9.65% 9.40%-9.65% N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 0.50% OF LOAN AMOUNT
FIRST BLUE HOME FINANCE FLOATING  
10.25% (FOR SALARIED / SEP), 10.75% (FOR SELF EMPLOYED) (UPTO 25LACS), THEN 10.75% (FOR SALARIED / SEP), 11.25% (FOR SELF EMPLOYED) 10.25% (FOR SALARIED / SEP), 10.75% (FOR SELF EMPLOYED) (UPTO 25LACS), THEN 10.75% (FOR SALARIED / SEP), 11.25% (FOR SELF EMPLOYED) 10.25% (FOR SALARIED / SEP), 10.75% (FOR SELF EMPLOYED) (UPTO 25LACS), THEN 10.75% (FOR SALARIED / SEP), 11.25% (FOR SELF EMPLOYED) 10.25% (FOR SALARIED / SEP), 10.75% (FOR SELF EMPLOYED) (UPTO 25LACS), THEN 10.75% (FOR SALARIED / SEP), 11.25% (FOR SELF EMPLOYED) N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) SALARIED: UP TO 30 LACS :RS. 7304 + SERVICE TAX(12.36%) 30 - 75 LACS : RS. 11800 + SERVICE TAX(12.36%) 75 LACS & ABOVE : RS. 15,500 + SERVICE TAX(12.36%)
VIJAYA BANK FLOATING  
9.65% 9.65% 9.65% 9.65% N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 0.25% OF LOAN AMOUNT. MAXIMUM RS.10000. EXCLUSIVE OF SERVICE TAX UPTO RS.25 LACS - 0.25% (MIN RS 1000 - MAX RS 5000)
SYNDICATE BANK FLOATING  
9.45% 9.45% 9.45% 9.45% N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) UPTO 0.25% (MIN RS 500 - MAX RS 5000)
INDIAN OVERSEAS BANK FLOATING  
9.55%-9.80% 9.55%-9.80% 9.55%-9.80% 9.55%-9.80% N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) A FLAT RATE OF 0.58% OF THE LOAN AMOUNT- MAXIMUM OF RS. 10,190/-
DEVELOPMENT CREDIT BANK FLOATING  
10.60% 10.60% 10.60% 10.60% N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 1.00 % OF LOAN AMOUNT + SERVICE TAX
TATA CAPITAL HOUSING FINANCE LTD FLOATING  
9.15% (As per profile) 9.15% (As per profile) 9.15% (As per profile) 9.15% (As per profile) N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 0.50% + ST (MINIMUM Rs. 5000 + ST)
HDFC LTD. FLOATING  
9.15%(For Women)-9.20%(For Men) 9.15%(For Women)-9.20%(For Men) 9.15%(For Women)-9.20%(For Men) 9.15%(For Women)-9.20%(For Men) N.A.
80 % OF THE PROPERTY VALUE OR 100 % OF REGISTERED VALUE (WHICHEVER IS LESS) 0.5% OF LOAN AMOUNT OR 10000 WHICHEVER IS MINIMUM
 

*Disclaimer:-

The information provided on this website is the outcome of a detailed research and analysis by our experts. The information is gathered from various Institutes, Banks lending agencies and Financial Institutions in order to provide you an absolute set of information. The information available on My Aimindia is completely authentic and reliable. However, the site is not liable for any sort of loss or damage. It is recommended to make a detailed research before investing in a certain plan offered by the Financial Institutes in India.